Scott County, MN had 35 beauty salons, 15 nail salons and 4 barber shops with paid employees in 2023 (Census County Business Patterns).
Chairs, dryers and ventilation fit equipment financing; a suite build-out fits a term loan; retail product and slow weeks fit working capital or a line. Partners read card deposits, booth-rent income and the lease.
At a glance
- Beauty salons, Scott County, MN
Beauty salons (NAICS 812112), Scott County, MN: 35 employer establishments (CBP 2023)
- Nail salons, Scott County, MN
Nail salons (NAICS 812113), Scott County, MN: 15 employer establishments, 83 paid employees (CBP 2023)
- Beauty salons without employees, Scott County, MN
Beauty salons without paid employees, Scott County, MN: 320 (Nonemployer Statistics 2024)
Beauty, Nail and Barber Shops in the Scott County, MN Census Counts
Scott County, MN had 35 beauty salons, 15 nail salons and 4 barber shops with paid employees in 2023, 54 in all (Census County Business Patterns; our sum). Beauty salons reported an annual payroll of about $7 million and nail salons about $2.9 million; 21 of the 35 beauty salons had fewer than five employees.
Nonemployer Statistics counts a separate group: 320 beauty salons and 44 nail salons in the county operated without paid employees in 2024. Many of those are independent stylists and technicians, often renting a booth or a suite.
Census employer counts cover salons with at least one paid employee. Booth renters and independent stylists who work alone appear in the nonemployer count instead, so the two figures are separate programs and are not added together.
Nail Salon Financing When a Shakopee, MN Salon Needs Ventilation
Nail salons need ventilation that pulls fumes away from each station, and adding or upgrading it is a common project. Nail salon financing for ventilation usually sits on equipment terms if the system is a standalone unit, or on a term loan if it is built into the space as part of a remodel.
Get the installer's quote and check whether the landlord must approve the work. Ventilation changes can also involve a mechanical permit; the Shakopee permits guide covers where those are filed.
Beauty Salon Loans and a Suite Build-Out: Notes for Shakopee, MN Salon Owners
A suite build-out turns open floor space into private rooms rented to stylists or technicians. The build-out is a construction project: walls, doors, plumbing for shampoo bowls, electrical and finishes. It fits a term loan matched to the contractor's bid for the work.
Partners reading a suite request look at the lease term, the number of suites, expected rent per suite and how many are already spoken for. Signed letters of intent from future tenants strengthen the file.
Loans for Beauty Salons: Pedicure Chairs, Shampoo Units and a Remodel at a Shakopee, MN Salon
Pedicure chairs, shampoo units and styling stations are standard salon equipment with a dealer market. Equipment financing lets a salon spread the cost over the chairs' working life, with the chairs securing the deal.
If a remodel happens at the same time, separate the equipment quote from the contractor's bid. That keeps the chairs on equipment terms and the construction on a term loan.
Barber Shop Loan Explained With a Scott County, MN Salon Buying Dryers
Barber shops and salons buy the same kinds of equipment: chairs, dryers, sterilizers and mirrors. A barber shop loan for new dryers works like any small equipment request. With only 4 barber shops with paid employees counted in the county in 2023 (Census County Business Patterns), this site covers barbers on the salon page.
For a small purchase, ask whether the partner offers a short lease. A few thousand dollars of dryers may not justify a long loan.
Business Loans for Salons: Shampoo Units and a Second Chair Row
A second chair row means more stations, more shampoo units and often more stylists. The equipment fits equipment financing; the weeks before the new chairs are booked fit working capital.
Write down how many stylists are lined up for the new chairs and when each one starts. That schedule tells a partner how soon the new row earns.
Business Loan for Barber Shop: How a Scott County, MN Salon Puts It to Work on a Remodel
A business loan for a barber shop or salon remodel covers the work that makes the space new: flooring, lighting, plumbing, finishes. Partners read the contractor's bid, the lease and the shop's deposits. Retail product, a meaningful share of revenue at many salons, is better carried by inventory financing or a line.
A merchant cash advance is often offered to salons because most clients pay by card. It is not a loan; compare its total cost before choosing it for a remodel that will last for years.
For a nail salon project, read what a nail salon build-out takes.
By Wheatvale Lenders · Updated